30 year fixed-rate conventional mortgages for well-qualified borrowers remain in the 5.00% and under range (5.2% APR).

140 banks in the U.S. failed in 2009, up from 25 in 2008. There are 8,099 banks nationwide.

Evergreen Bank of Seattle, WA was seized last Friday by the FDIC and acquired by Umpqua Bank of Roseburg, Oregon.

The 4 largest banks in the U.S. control 56% of all domestic bank deposits.

The S&P 500 hit a recent high of 1150 on 1/19/10. The previous high was 1161 on 10/01/08.

The U.S. stock market added $2.65 trillion of value in calendar year 2009.